Monday 2 July 2012

Investment Property Tips

  1. Draw up a list of the top 5 items your new property should have.
  2. Be sure to distinguish between the type of property that you like and the type of property that is a good investment as they may not be the same.
  3. Know your budget and stick to it. Do not be tempted above the budget that you have set yourself.
  4. Use a company you feel comfortable and confident with.
  5. If you are looking for capital growth, always ensure you base your projected growth on the lowest previous value.
  6. If you looking at a rental opportunity or a great holiday home, then obtain as much information as possible on potential rental income. Then contrast this to all the monthly costs.
  7. If buying off plan insist on regular updates from developer.
  8. Impartial Independent Advice is important so as to maximize the potential for wealth creation and wealth preservation
  9. The old saying of Location, Location, Location!!
  10. Avoid one of a kind property. Unless you're working with a large amount of capital and can afford to have a hard-to-sell property, resist the temptation to invest in truly unique structures. While this kind of property can be very enticing, it will appeal to a much smaller market.
  11. Never sign a contract that you do not understand (for example - if it is in a foreign language).
  12. Ensure you do not inherit a debt on the property before you purchase, which a solicitor should be able to check - ie: If the developer has borrowed money to build the development and this amount has been allocated against each plot as additional security to the developer's bank.
  13. If you are arranging finance on the property, ensure that this is stated in any contract and you have an 'opt-out clause' if the loan is not agreed (which will ensure any deposit paid is refunded).
  14. Try to arrange your mortgage finance 'in principle', before agreeing to purchase the property, or before signing any contracts and paying over a deposit.
  15. Arrange your mortgage in the currency that you earn in where possible, unless you are going to receive rental income from that property in the local currency and then this may be a possible alternative option, dependent on the lender's criteria.
  16. Think about combining your cash with friends or family: it could bring a Villa with pool within your financial reach, rather than simply an Apartment.
  17. The real key to why buying Off-Plan can be such a good investment lies in the fact that normally you only have to pay approximately 30% of the purchase price as a deposit and then often nothing until completion of the property, when the rest can be financed on a 70% mortgage
  18. Capital returns vary according to the market in which we invest ranging from a conservative 11% annual growth in the UK over the last 10 years to 30-50% annual growth further a field in destinations like Dubai and Morocco. Therefore careful consideration should be given to your investment location.

Sunday 10 June 2012

Property For Sale In New Zealand


Main Features

  • Breathtaking views of Lake Pegasus
  • Architecturally designed apartments
  • Beautifully appointed 3 bedroom apartments
  • Prime location - in the heart of Pegasus Town Centre
  • Only 8 units released for sale!

Details

Project Name: Yacht Club Apartments
Property Type: Apartment
Developer: Infinity Investment Group
Country: New Zealand
Price: $795,000

Description

Pegasus Yacht Club Apartments occupy the perfect lakefront position in the heart of Pegasus Town, a brand new master planned town built around a magnificent feature lake offering a wide array of shopping, dining, entertainment, recreational and sports facilities.

The project comprises of 6 apartment blocks offering 56 luxury apartments, with commercial and retail units on the ground floor.

Residents of Yacht Club Apartments will have direct access to water sports activities at Lake Pegasus, and are literally steps away from the town centre's shopping belt.

Tanglin / Holland, SingaporeTanglin / Holland, Singapore

Main Features

  • Prestigious district 10 address.
  • The ONLY 36 storey high residential development in the Holland/Bukit Timah precinct with unprecedented view of Bukit Timah Hill, Botanic Gardens, MacRitchie Reservoir and Orchard Road city skyline.
  • Large extensive land.
  • Iconic landmark - rare branded residences designed by renowned Architect within the mid-tier segment.
Tanglin / Holland, Singapore

Details

Project Name: d'Leedon
Property Type: Condominium
Developer: CapitaLand & HPL
Country: Singapore

Description

Proposed Condominium Housing Development comprising 7 blocks of 36-storey apartments and 6 pairs of 2-storey with attic strata semi-detached houses (12 units) with 2 levels of basement carpark, swimming pools, communal facilities and 8 units of restaurants and shops at King's Road/Leedon Heights and Farrer Road. 

Singapore For Sale Properties

Property Facilities:

  • Spa Pavilions
  • Fitness areas
  • Tennis Courts
  • Multi-purpose Court
  • Play areas
  • BBQ
  • Basketball Court
  • Mini Race Track
  • Clubhouses
  • Children's wet play area and pool
  • Lap pool
  • Gym pool
  • Gymnasium
  • Event courts
  • Jacuzzis
  • Party Houses
  • Jogging Track
  • Thematic Gardens
  • Chess Garden
  • Hanging Garden

Around Fasilities:

  • Holland Village
  • Tanglin Village
  • Dempsey Hill
  • Rochester Park
  • Orchard Road shopping belt
  • Singapore Botanic Gardens
  • Jacob Ballas Children's Garden
  • Royal Tanglin Golf Course
  • Singapore Island Country Club
  • Raffles Town Club
  • Temasek Club
  • NTU Alumni Clubhouse @ One North
  • Adam Road Food Centre
  • Cold Storage Jelita
  • Turf City
  • Greenwood Avenue
  • One-North
  • Biopolis (biomedial R&D hub)
  • Mediapolis (future global media hub)
  • Fusionpolis - R&D centre for electronics & technology
  • Science Park I & II
  • Nanyang Primary School (within 1km)
  • Raffles Girls' Primary School (between 1 - 2 km)
  • Nanyang Girls' High
  • Hwa Chong Institution
  • National Junior College
  • Anglo-Chinese School International
  • St Margaret's Secondary
  • Fairfield Methodist School (Primary & Secondary)
  • National University of Singapore (Bt Timah Campus)
  • Singapore Polytechnic
  • Ngee Ann Polytechnic
  • United World of College
  • INSEAD
  • Farrer Road MRT at your doorstep
  • One train stop to Holland Village & Botanic Garden

Price And Stock Ready:

  • 1 bedroom+study – 592 to 840 sqft
  • 2 bedroom/2 bedroom+study – 786 to 1,216 sqft
  • 3 bedroom/3 bedroom+study – 1,076 to 1,668 sqft
  • 4 bedroom – 1,615 to 1,755 sqft
  • Garden House – 3,703 to 3,767 sqft
  • Penthouse – 2,852 to 4,661 sqft
Contact Number +65 9693 0383

Property For Sale In Singapore

Property For Sale In Singapore

Main Features

  • Minutes walk to MRT and amenities
  • Near to renowned schools & institutions - Red Swastika Pri Sch, UWC, Temasek Polytechnic & SUTD (4th university)
  • Exciting nature & bio themed landscape facilities
  • Spacious stylishly chic residential living right next to nature
  • Ample room to integrate work spaces
  • Exclusive strata semi-detached set in an archipelago surrounding with own private carpark lot in the basement

Details

Project Name: Archipelago
Property Type: Condominium
Developer: UOL / SINGLAND
Country: Singapore

Description

5 storey condominium with 18 blocks of apartment unit plus 24 strata semi-d (with 2 private car lots) 

Price and Stock Ready:

  • One-bedroom: approx. 527 - 667 sq ft
  • Two-bedroom: approx. 829 – 1,044 sq ft
  • Two-bedroom+study: approx. 980 sq ft
  • Three-bedroom: approx. 1,184 – 1,561 sq ft
  • Three-bedroom+study: approx. 1,399 - 1,894 sq ft
  • Four-bedroom: approx. 1,647 – 2,153 sq ft
  • Five-bedroom: approx. 2,411 – 2,648 sq ft
  • Penthouses: approx. 1,432 – 3,434 sq ft
  • Strata Semi-Detach: approx. 4,402 – 4,413 sq ft

Around Fasilities:

  • Bedok Reservoir Park
  • Tampines Bike Park,
  • upcoming Bedok North MRT(DT Line)
  • Bedok Town Centre
  • Bedok Point Shopping Mall
  • Tampines Regional Centre.
  • Red Swastika School
  • St Anthony Canossian Primary/ Secondary School
  • Damai Primary School
  • Bedok West Primary School
  • East Coast Primary
  • Telok Kurau Primary School
  • Yu Neng Primary School
  • Fengshan Primary School
  • East View Primary School
  • Bedok Town Secondary School
  • Damai Secondary School
  • Ping Yi Secondary School
  • St Hilda’s Secondary School
  • Temasek Polytechnic
  • Temasek Junior College
  • NPS International School
  • Fourth University (Singapore University of Technology and Design)
  • United World College South East Asia

Property Fasilities:

  • 1) Junior Clubhouse with Multipurpose Room & BBQ Roof Terrace
  • 2) 30m Leisure Pool
  • 3) Hot-tubs Enclave
  • 4) Jacuzzi Pool
  • 5) Bio-pond
  • 6) Forest Walk
  • 7) Sun Deck
  • 8) Green Sanctuary
  • 9) Aqua Gym Pool
  • 10) Meditation Deck
  • 11) Play Lawn
  • 12) Bubbling Cascades
  • 13) 50m Main Pool
  • 14) Kids’ Pool
  • 15) Kids’ Jets Platform
  • 16) Party Deck
  • 17) Sloping Cascades Water Feature
  • 18) Main Clubhouse with Indoor Gymnasium, Steam Rooms,
  • Changing Rooms & Reflecting Pool
  • 19) Entrance Drop-off & Waterfall Feature
  • 20) Timber Boardwalk
  • 21) Reflecting Pool with Floating Planters
  • 22) BBQ Deck
  • 23) Children’s Playground
  • 24) Fitness Stations
  • 25) Jogging Trail
  • 26) Resting Alcoves
  • 27) Fragrance Garden
  • 28) Courtyard Garden
Contact Phone : +65 9693 0383

Balestier / Toa Payoh, Singapore



Main Features

  • Inspired by geometric shapes in nature, this stunning single-block residence with 28 exclusive freehold units is infused with the beauty of nature’s magnificent landscapes. Its cliff-like structure showcases the tallest green wall in Balestier that also forms a spectacular abstract art installation.
  • Eco-savvy pioneers will appreciate the contemporary technology, natural airiness, sunlit interiors and eco-friendly efforts to harness the environmental powers with synergistic efficiency.
  • Awarded the BCA Green Mark Platinum for its environmentally sustainable design. The benefits of living in a BCA Green Mark building include:
  • A reduction in water and energy bills;
  • An improvement in indoor environmental quality for healthy living; and
  • A reduction in potential negative impact on the environment.

Details

Project Name: GAIA
Property Type: Apartment
Developer  : Amerald Land Pte Ltd
Country     : Singapore

Description

1 block of 16 storey apartment
Exclusive 28 units, only 2 units per floor and served by 2 lifts

Freehold, Iconic Building, Platinum Green Mark Award

Good cross ventilation, save water and electricity

Efficient & flexible layout, no planters & bay window

Fully fitted kitchen

Single loading (rare)

City fringe (minutes to Novena, convenient yet tranquil environment)

Minutes walk to Toa Payoh MRT station

Price And Ready Stock:

  • Three-bedroom: approx. 915 – 1,023 sq ft (85 – 95 sqm)
  • Four-bedroom+study: approx. 1,690 sq ft (157 sqm)
  • Three-bedroom Penthouses: approx. 1,808 – 1,841 sq ft (168 – 171 sqm)
Property For Sale In Singapore

Around Facilities:

  • Toa Payoh MRT station
  • Novena MRT Station
  • HDB Hub / Interchange
  • Toa Payoh Town Garden
  • Toa Payoh Stadium
  • Zhongshan Park
  • CHIJ Primary (Toa Payoh)
  • Balestier Hill Primary School
  • Balestier Hill Secondary School
  • Marymount Convent Sch
  • Kheng Cheng Sch
  • First Toa Payoh Primary School
  • Pei Chun Public Sch
  • Hong Wen Sch
  • St. Joseph’s Institution Junior
  • Anglo-Chinese Sch (Pri)
  • Singapore Chinese Girls’ Pri Sch
  • Curtin Singapore
  • East Asia Institute of Management
  • Balestier Plaza
  • Shaw Plaza
  • Balmoral Plaza
  • Balestier Hill Shopping Centre
  • Thomson Exchange
  • Novena Square@Velocity
  • Square 2
  • United Square
  • Home TeamNS
  • SAFRA Clubhouse
  • Raffles Town Club
  • Ceylon Sports Club
  • Singapore Chinese Recreation Club
  • Civil Service Club
  • Thomson Medical Centre
  • Novena Medical Centre
  • Tan Tock Seng Hospital
  • National Neuroscience Centre
  • Novena Specialist Centre

Property Facilities:

  • Swimming pool
  • Playground
  • Outdoor gym
  • Jacuzzi
  • Lifestyle pavilion
Phone Number: +65 9693 0383
 

Property For sale in Boat Quay / Raffles Place, Singapore


Property In Singapore For Sale II


Main Features
  •  A proposed residential redevelopment consists of 1 Tower, 53 storey with 510 units 
  •   A vibrant place to live, work and play.
  • Located in the heart of Central Business District.
Details

Project Name        :  Five on Shenton
Property Type        :  Condominium
Developer              :  UIC Ltd
Country                 :  Singapore
Phone                    : +65 9388 4236


Description

A Luxurious Address to Behold – 5 Shenton Way

Potential Capital Gain for Marina Bay Financial Area

Designed by Renowned International Architect - UN Studio

Lifestyle – Multitude of World-Class Fine amenities and activities

Convenience – Mins walk to MRT and easy access to Major Highway

Saturday 9 June 2012

Vogue Apartments Melbourne, Australia

Australia Property For Sale

Main Features

  • Off plan with mid 2012 completion
  • Arguably Melbourne's most desirable suburb
  • Only 4kms from Melbourne CBD
  • Capital growth in South Yarra has averaged 10.24%pa over last 10 years
  • Excellent transport options
  • Severe under-supply of new residential property in this location, huge demand
  • Massive stamp duty savings
  • Melbourne is experiencing huge population growth - 1500 per week
  • Vacancy rates at 1%, rising rents
  • Strong capital growth predicted
  • Interest rates are decreasing
  • Robust state economy

 

 

 Details

Project Name  : Vogue Apartments
Property Type : Apartment
Country         : Australia

Description

Vogue is a stunning off-plan apartment project right in the heart of vibrant South Yarra. Living at Vogue South Yarra gives you the option of complete privacy and peace. Vogue apartments are positioned at the heart of Chapel Street, Melbourne's most stylish shopping, dining and entertainment precinct. Vogue is in a premium location with everything at your doorstep, just a stone's throw from the river and the CBD just 3.5kms away.
Vogue will offer sleek, architecturally designed spaces and elegant decoration reflecting a relaxed sense of sophisticated urban design. Many apartments will also feature superb city and Dandenong Hills views. Vogue apartments are available now off-plan with completion in 2012.

Purchase off the plan and save thousands of dollars!
The state of Victoria allows for a substantial decrease in stamp duty costs for off the plan property purchases. Melbourne is the only major city in Australia that has this key benefit. Purchasing a Vogue apartment now off-plan will save you thousands of dollars in stamp duty payments.

Ausrtalia Property For Sale


Australia Property For Sale

Main Features

  • 6 star energy efficiency rating
  • 25 meter indoor pool
  • spa
  • sauna
  • full equipped gymnasium
  • outdoor area,
  • conference room
  • media room and 2 free residents share - cars

Details

Project Name  : The Bank
Property Type : Apartment
Developer       : Salvo Property Group
Country         : Australia

Description

If you regard the ability to entertain your friends and family as the greatest lifestyle choice, the most immediate way in which a host can share with guests a sensational experience, is to have the perfect venue.

With 70sqm of outdoor entertaining area, imagine hosting the perfect party with your family and friends.

Featuring two large bedrooms, two bathrooms, open plan living with an un-compromised level of luxury appointments, makes this property... a must inspect. If you like the outdoors you will love the entertainment size terrace with breathtaking views of both the City and Albert Park!

You will be surprised how affordable the price is !
from $395,000 
Salvo Property Group 
+61400985800 

Tuesday 29 May 2012

Commercial Property Loans-Basic Overview

by Lim

Like residential property loans, or home mortgage loans, commercial property loans are here to help people, mainly businesses or people who wish to own/ buy a commercial property. Such loans allow businesses to purchase lands, buildings or other properties without putting too much strain on their finances. And, like a home mortgage, a commercial property loan uses the property bought as collateral against the loan.